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| • | Quakes' financial effect mixed |
| • | HMSA pledges $50 million to aid sector |
| • | Old-style phones held up better |
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| • | iPod paves way for surge in sales of Mac computers |
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| • | Here's a primer on healthcare coverage |
| • | Costs are declining for life insurance |
| BUSINESS BRIEFS | |
| • | Quake-hit Isles get IRS break |
| GREG WILES | |
| • | Power outage leads to missed cruise |
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