WASHINGTON — Mortgage rates around the country fell this week, with rates on 30-year mortgages dipping to the second lowest level of the year.

Mortgage giant Freddie Mac reported yesterday that 30-year fixed-rate mortgages averaged 6.11 percent, down from 6.14 percent last week. The only time rates have been lower this year was the week of Jan. 19 when the 30-year fell to 6.10 percent.

Rates on 30-year mortgages have been steadily declining since they peaked at 6.80 percent in late July.

All categories of mortgage rates surveyed by Freddie Mac declined this week.

Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 5.84 percent, down from 5.87 percent last week.

For one-year adjustable-rate mortgages, rates fell to 5.43 percent, down from 5.46 percent last week.